Terms & Conditions

Overview

These Terms and Conditions ("Terms") govern your use of JothidaKural (the "Platform"), owned and operated by Monetyze Technologies Pvt Ltd ("Monetyze", "we", "us", "our"). By creating an account or using the Platform, you agree to these Terms. If you do not agree, do not use the Platform.

1. Definitions

• Platform — the JothidaKural website at www.jothidakural.com and our applications.
• Practitioner — an astrologer who registers to offer and manage consultation services through the Platform.
• Client — a person who books a consultation through a Practitioner's page.
• User — any Practitioner or Client using the Platform.
• Consultation — an astrology service offered by a Practitioner.

2. Eligibility

You must be at least 18 years old and capable of entering into a binding contract under Indian law to use the Platform. By using it, you confirm that you meet these requirements.

3. What the Platform does

JothidaKural provides software that allows Practitioners to create a booking page, set consultation types and availability, accept bookings, and collect payments, and allows Clients to book and pay for consultations. We provide scheduling and payment-facilitation technology only.

4. Nature of our role (important)

Monetyze is a technology platform, not an astrologer and not a provider of astrology services. Consultations are offered and delivered solely by independent Practitioners. The contract for a consultation is between the Client and the Practitioner. We are not a party to that contract, we do not control the content or quality of any consultation, and we do not endorse, verify, or guarantee any Practitioner's qualifications, predictions, advice, or results.

5. Accounts and responsibilities

5.1 You must provide accurate, current information when registering and keep it updated.

5.2 You are responsible for keeping your login credentials confidential and for all activity under your account.

5.3 Practitioners are responsible for: the accuracy of their profile and pricing, honouring confirmed bookings, complying with all laws applicable to their services and to handling Client data, charging and remitting any applicable taxes, and setting and communicating their own cancellation terms.

5.4 Clients are responsible for providing accurate booking information and for the information they choose to share with a Practitioner.

6. Fees, payments, and taxes

6.1 Practitioners pay Monetyze a subscription fee of [amount and billing cycle] to use the Platform. Fees are described at sign-up and may change with prior notice.

6.2 Consultation payments made by Clients are processed through our payment partner (currently Razorpay) and settle to the Practitioner. [Confirm settlement model; see Cancellation Policy.]

6.3 All fees are exclusive of applicable taxes unless stated otherwise. Each party is responsible for its own tax obligations, including GST where applicable.

6.4 Subscription cancellations and refunds are governed by our Cancellation and Refund Policy.

7. Acceptable use

You agree not to:

• Use the Platform for any unlawful, fraudulent, or harmful purpose.
• Provide services that are illegal or that promise guaranteed outcomes that mislead Clients.
• Upload content that is obscene, defamatory, infringing, or harmful.
• Attempt to interfere with, reverse-engineer, or gain unauthorised access to the Platform.
• Misuse another User's personal data.

We may suspend or terminate accounts that breach these Terms.

8. Intellectual property

The Platform, including its software, design, logos, and content created by Monetyze, is owned by Monetyze and protected by law. You may not copy, modify, or distribute it without our permission. Practitioners retain ownership of the profile content they upload and grant Monetyze a limited licence to display and use it for operating the Platform.

9. Astrology disclaimer

10. Disclaimers and limitation of liability

10.1 The Platform is provided on an "as is" and "as available" basis without warranties of any kind, express or implied.

10.2 We do not warrant that the Platform will be uninterrupted, error-free, or secure.

10.3 To the maximum extent permitted by law, Monetyze is not liable for: the conduct, advice, predictions, or services of any Practitioner; disputes between Clients and Practitioners; any indirect, incidental, or consequential loss; or loss arising from your reliance on a consultation.

10.4 To the maximum extent permitted by law, Monetyze's total aggregate liability to any User for any claim relating to the Platform is limited to the amount of fees paid by that User to Monetyze in the [three] months preceding the claim.

11. Indemnity

You agree to indemnify and hold harmless Monetyze and its directors, employees, and agents from any claim, loss, or expense (including reasonable legal fees) arising out of your use of the Platform, your breach of these Terms, your services or content (for Practitioners), or your violation of any law or third-party right.

12. Third-party services

The Platform relies on third-party services including payment processing, scheduling, and hosting. Your use of those services may also be subject to their own terms. We are not responsible for the acts or omissions of third-party providers.

13. Suspension and termination

We may suspend or terminate your access, with or without notice, if you breach these Terms, if required by law, or to protect the Platform or other Users. You may stop using the Platform at any time. Provisions that by their nature should survive termination (including IP, disclaimers, liability, and indemnity) will survive.

14. Governing law and jurisdiction

These Terms are governed by the laws of India. The courts at Puducherry shall have exclusive jurisdiction over any dispute, subject to any applicable dispute-resolution or grievance mechanism. [Confirm jurisdiction city with your lawyer; defaulted to your registered-office location.]

15. Grievances

For any complaint regarding the Platform or these Terms, contact our Grievance Officer at hello@jothidakural.com. We will respond within the timelines required by applicable law.

16. Changes to these Terms

We may update these Terms from time to time. The current version will be posted on this page with a revised "Last updated" date. Continued use of the Platform after changes take effect means you accept the updated Terms.

17. Contact